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hazel
23rd January 2008, 11:17 AM
There are more than 100 housing loan packages in the market and what is best for me? Each package has different features that are suitable for different needs. I'm just confused and lost for choices. I do not dare to commit into one easily as we are talking about $$$$$$. I don't want to suffer dragging to pay off the loan.

:(

Super Galie
23rd January 2008, 12:42 PM
Hi hazel,

Is it for new purchase? Is this your first property?

:)

hazel
24th January 2008, 09:04 AM
yes it is my first property purchase. any good advise for me?

Super Galie
24th January 2008, 10:49 AM
Hi Hazel,

If your property is HDB, then you should be getting a HDB loan, cause they should have the lowest rates. Unless you are not eligible for it, then you will have to get a loan from commercial banks.

How to check if you are eligible?
Check out this URL http://www.myhousingloan.com.sg/housing-loan-basic-info.php#eligibilty_hdb

hope this helps ... ;)

hazel
24th January 2008, 12:15 PM
i tink i'm still eligible as it is my first time getting a HDB flat. i will check out the website link with my hubby tonight. thanks for your help supergal......:D