View Full Version : What's the max home loan if already have a commercial property loan?

Curry Chicken
24th October 2012, 05:50 PM
Can anyone advise what's the maximum financing I can get if I already have a commercial property loan under my name? I know that for 2nd housing loan onwards, the maximum is 60% but am not sure whether a commercial property loan counts towards this tally.

17th November 2012, 06:29 PM
I don't have that much Idea about it but I have heard somewhere that Yes the maximum is 60 %.

26th July 2013, 06:00 PM
I think you should look for Professional Loan Advisor help. It depends on your income as well as the security you give to the loan provider , condition and clauses differs from person to person.

18th January 2015, 12:44 AM
good suggestions from your end.

11th September 2020, 02:04 AM
For a traditional commercial mortgage, the minimum down payment varies between 15% and 35% of the overall purchase price, depending on the lender. With SBA 7(a) and CDC/SBA 504 loans, the range is more standardized, falling between 10% and 15% of the purchase price.

24th November 2020, 02:15 AM
35% is on the higher side. I will say it generally ranges between 10% to 20%