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eileenlim
12th March 2009, 11:02 AM
i heard these days it's quite difficult to get loan. it is so for HDB flats as well?

HalcyonVI
17th March 2009, 03:49 PM
It's generally not harder to get a home loan, just harder for certain groups e.g. speculators :)

eileenlim
18th March 2009, 08:49 AM
oh really but my friend told me that recently both husband and wife applied for a certain amount of loan but is unable to get. they only managed to get 70% of the amount they needed.

HalcyonVI
19th March 2009, 04:07 PM
oh really but my friend told me that recently both husband and wife applied for a certain amount of loan but is unable to get. they only managed to get 70% of the amount they needed.

That is most likey specific to their situation rather than a general problem. Most Singaporeans and PR can still obtain 80% financing easily.

eileenlim
20th March 2009, 08:57 AM
is there still HDB loan for even first timer? or do we need to go thru bank?

HalcyonVI
31st March 2009, 06:16 PM
Most first time HDB buyers qualify for a HDB loan. Follow this link to see whether you qualify

https://services2.hdb.gov.sg/webapp/BP27LEASHLE/BP27Main/BP27PHDBLoanTermCond.jsp