bank loan

when we excercise OTP, do we need to produce any letter from the bank to say that we have gotten the loan approval?

im not so sure abt your enquiry.. sorry i cant help but i need help too. since we're on the topic of loans...

I am sourcing for a flat and I am not eligible for HDB loan.
Can anyone share with me which is/are the best/good bank loan in town now and why? Any advice/caution for looking out for a bank loan?

Thanks in advance! :D

there are many types of loans packages offered by various banks. some are fixed. choose one that suits your requirement. Don't sign up hastily, bring the proposals back and look through the FINE PRINT. this is crucial. Think of different scenarios and how your payments might be impacted. hope this helps =)