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i feel we shouldn't call our child useless constantly. child will suffer a loss in confidence. that's kind of a mental abuse

that's really one piece of good news! i love humssss

huh really meh? my fridge got a lot magnets leh.

I don't see why not. I got my home refinance loan for my new property from posb and there wasn't any problems. You need to show your Option to Purchase and the HDB valuation form.

DBS - if you already have a home loan with them, you can get a renovation loan from them at 4.8% p.a

i like their cheesecakes!

This seems highly unorthodox. 3% is quite low for a unsecured loan. If I needed a quick cash loan, I think I would rather turn to a local bank like DBS, OCBC, UOB etc.:joyous: