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29th November 2011, 11:38 PM
#2
I asked the same question some time back.
The answer to this I found is yes, you can refinance a car loan.
Good reason to refinance is reduction in repayment due to difference in interest rates. Some savings. Well it is not necessary so, if you just look at the difference in interest rate, you have to consider whether there is any penalty for terminating the initial loan.
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